Tag Archives: Making Decisions

Money Can Take The Luster Out Of Life

Do you ever feel like money takes the luster out of life?

Money is something people really don’t like to talk about, but we all want money.

We have to get to a point where we get comfortable talking about it and figure out
how we can deal with it and not let it suck the life out of us.

When you’re stressed about money, it shows on your face, it shows up in the
conversations that you have.

Don’t give all of your good energy to stressing over money.

There are things that you can do to alleviate a lot of that stress, like prepare, take
the time to figure out how much money you can set aside every month to use as backup.

Aloha, Janin

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It’s Not Too Late To Care About Your Body!

Do you ever feel like it’s too late for you to care about your body?

It’s a really serious question and you don’t have to think about that
only at the beginning of the new year.

Knowing how to dress and what style would look good on you is
important, but, things that are deep down inside within us is more

What’s important is that you care about what’s in your heart and in
your mind, that guides everything that we do.

How do you want to feel everyday when you wake up?

Decide right now how you want to feel everyday, because you’re
worth it – you have value.

Aloha, Janin

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Top 10 Reasons Why ‘Knowing Who You Are’ Is Important

             Top 10 Reasons Why 'Knowing Who You Are' Is Important

1.  You can look at yourself in the mirror and smile with excitement for the day.

2.  Know what you’re really capable of doing.

3.  Have the ability to say YES or NO when you want to.

4.  Make better decisions on a daily basis.

5.  Make better financial decisions.

6.  Feel good in your clothes no matter what size you are.

7.  Feel confident when you meet other people.

8.  Recognize (with honesty) everything that’s going on in your life.

9.  Recognize and receive opportunities when they come your way.

10. Experience and feel joy every day!

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Are You A Shopaholic?

Are You A Shopaholic-I had an interesting conversation with a young bank teller yesterday, and I
would guess that she’s in her early 20’s – she was very open to sharing her
thoughts with me.

As she was working on my financial transaction, I was curious to know if
she managed her money(better) and made better financial decisions because
she worked at the bank.

I’m not afraid to ask people questions if I really want to know something…
so, I asked her if she learned to manage her money better because she
worked there and, if the bank sent her to some kind of training to her help
with her own finances.

She smiled at me and chuckled a little and then said “NO, I’m a Shopaholic
and the bank doesn’t teach their employees any of those things.”

She loves to buy clothes and I completely understand!

Who doesn’t want the latest and cutest style of clothes coming out every
month?  After all, we women need to look stylish, right?  😉

I find that it’s a really common thing among so many women of all ages
in society that don’t manage their money and don’t manage it very well.

Then I asked her how she keeps track of her money and she said that
she just uses the bank app that she downloaded onto her phone.

That is also what other women have told me for the last couple of years
about how they keep track of their money and finances.

Ladies, I don’t recommend that you try to keep track of your money
and finances on an app that you’ve downloaded onto your phone.
(This is my opinion from years of experience helping women)
The amount of hacking that is going on in the world today is just
unbelievable.  I’m not trying to scare anyone, I’m just sharing what
I have seen happen to people.  We all need to be aware of what’s
going on.

I love to ask really powerful questions all the time and I want to ask
you this:

What would happen if you lost your phone or it got stolen?

I know many people who have had those things happen to them.
Life at that moment becames a nightmare in so many ways and I’m
sure you’ve heard of some of those nightmares from someone you
know or know of.

It’s always better to write things down on paper and have a backup.
Many people I know keep track of their money and finances use an
excel spreadsheet, I’m one of them.  I also write everything down on
paper as well, because I like to see things written out – it makes more
sense to me.

Now, I know that an excel spreadsheet scares a lot of people, and if
that’s you, then just use a word or text document instead.  In the excel
spreadsheet that I created, I log in all of my receipts from shopping
(every single purchase) and I do this about every couple of days.  By
the end of the month I have a total of all my spending, which includes
necessities like food, gas, personal care products, etc.

You’ll be amazed what happens when you do this every month.

You’ll start to see where you’ve spent money frivolously and how  much
you’ve spent.  It’s an eye opener for sure!

Of course you don’t have to get all fancy like that with an excel spread-
sheet, just a piece of paper will work well too.

Let’s make our money work for us and not let it slip out of our hands so
easily…by letting the Shopaholic out and free to roam.

This bank teller was so sweet and before leaving, I thanked her for being
so honest with me and that I appreciated her sharing.

I know that talking about those things make people feel uncomfortable,
so let’s start talking about it so that it becomes comfortable.

Aloha, Janin

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Feeling Bad About Your Body At The End Of The Holiday Celebrations?

Feeling Bad About Your Body At The End Of The HolidayCelebrations-

Are you coming off of the holidays and end of the year celebrations feeling yucky?
(yucky is a real word, I looked it up in the Webster’s Dictionary)

Yucky seems to be the only word that really describes what it feels like after
the Holidays.

Just when you thought you had enjoyed the holidays- something crept in to
make you feel yucky because maybe, you ate too much and you didn’t take
care of yourself during the holidays.  Or, maybe you spent way more money
than you had, and you don’t want anyone to know about any of these things.

It happens to the best of us – you’re not alone.

It’s common that many women feel bad about their body after the holidays
especially when they felt like they ate way too much.  There’s so much
temptation with all the amazing food that’s around.  That can make anyone

I want to ask you some questions and take a minute to think about it:

  • Do you have bad or negative feelings about your body?

  • Do you find yourself not wanting to look in the mirror
    because you don’t want to see how much weight you
    have gained?

  • Do you find yourself wearing baggy clothes because
    you don’t want people to see how much weight you
    have gained?

  • Are you stressing out because you spent way too much
    money and now you don’t know how you are going to
    pay your bills this month?

The end of the holidays and the start of the new year is not supposed to feel like this.

How do you feel about it?  Whatever your thoughts are about that, it’s O.K. that’s just
part of life.

If you let it, feeling yucky about those things can consume your life.

Feeling bad about your body didn’t just start during this past holiday season.  Feeling
bad about your body always starts at an early age and I’ve talked a little bit about it

Wearing baggy or oversized clothes is not the solution.

Why would you want to torture yourself and feel bad about your body and how you

Here is what I want you to put into place because you’re worth it:  Start treating your
body like it’s a gift.  I know it sounds crazy, but just trust me and try it out.

God gave you and I an amazing body and we have to appreciate it and think of it as
a gift.

Just think about all of the wonderful things your body can do – walk, run, give a hug
and so much more.

Turn that torture and bad feelings about your body and how you look upside down
and see what’s on the other side.  It’s the same thing with your finances if you spent
more than you had.

Sometimes we all do things that are not the best for us.  That’s part of being human
and living life.  You have to experience things that are both good and bad, so that
you can learn and grow.  Welcome to life!

Now is the best part… decide what you want.  Do you want to continue to feel
bad about your body and your finances or do you want to work on letting it go?

A word of caution! . . . what ever you do, don’t compare yourself to anyone else
on this planet.  Comparison will knock you down and keep you down.  Remember
that you are unique, there is no one else like you on this earth.

You are special.

Making a decision on what you want is so powerful.  No one can ever take that
away from you.  Yes, it will take work for you to let go and overcome those bad
feelings, but it’s so worth it.

Anything of worth is going to take some work to make it better, and now is a
great time to get started and make that decision to overcome any bad feelings.
Especially since it’s the beginning of a new year and there seems to be a feeling
of hope at this time.

Remember, it’s not worth it to start off a new year feeling bad about your body
and your finances.

I am here to help you with your body image and getting your finances straight.
It is possible to feel good and get things in order.

Please contact me so that I can help you get started today.

Aloha, Janin

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10 Reasons Why You Should Care About What You Wear

10 Reasons Why You Should Care About What

It’s only obvious that everyone has to wear clothes everyday of their life.
What’s interesting about that is the fact that clothes cost money, it takes time
out of the day to care for and manage, and yet it is one of those things that we
don’t give much thought to.

It seems like it becomes somewhat robotic in our everyday life – thus becoming
one more thing that we have to do, which leads to not caring about what we wear.

I want to share with you the 10 Reasons Why You Should Care About What
You Wear:

1.  It shows how you feel about yourself.

2.  When you care about what you wear, it shows in the way that you behave.

3.  It shows in how you interact with other people.

4.  You have the freedom of choice to buy the kinds of clothe that you like to

5.  You have the freedom of expression to wear the style of clothes that expresses
how you feel on the inside.

6.  Wearing wrinkled clothes will create a nagging thought in your mind about
whether or not someone is going to notice and say something to you about
your wrinkled clothes.

7.  Your hard earned dollars are being used to buy your clothes.

8.  It takes up your time and energy to wash and take care of your clothes.

9.  The clothes you wear can either make you look good or make you look
like you could care less.

10.  When you look good, you feel good!

I think #10 is the best reason of all to care about what you wear, It really
should be the #1 reason.   Who doesn’t want to look good and feel good?

I can’t even emphasize enough how important it is to care about what you
wear on a daily basis.  I have seen all of these 10 things happen to women
for many, many years while sewing for and dressing women of all ages,
nationalities, body types, and with different income levels.

Even with all of the differences that women have in those areas, they still
have the same feelings and desires as the rest of the women around them.

I know that all of these things are true and they do make a big difference
in your everyday life, so I want to encourage you to start to care about what
you wear starting today.

Aloha, Janin
“When you look good, you feel good”

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episode #020 – Do Things Differently In Your Life

Do Things Differently In Your Life

The topic of doing things differently in your life is a really
interesting one and you’ll understand what I mean.

I’ve always been the kind of person that I’ve always tried to
do things a little differently in my life.  I think it started from
when I was a little girl because I can remember when I was
a kid having that thought and feeling of wanting to do things
how I wanted to do it and when I wanted to do it.  You might
want to call it rebellion kind of sounds like rebellion, I think I
did become rebellious when I was a pre-teen(I hope it didn’t
start when I was a kid in elementary, that wouldn’t be good!)    

(Sorry Mom!)

I have to apologize to my mom because I’m pretty sure I gave
my Mom and other family members a lot of stress at times or
shall I say quite often.  As I think about it now, I think I felt
and acted that way because of the amount of creative energy
that I had from a really young age.

As a kid I always went with that creative energy that was
moving and flowing, isn’t that what we’re supposed to do?
We’re supposed to go with that flow, that we’re feeling.

I have to thank to my Mom, because she was the one that
was always doing something creative with my siblings and I.
I am so grateful for that!  We were always doing crafts, I did
a lot of sewing, she did a lot of sewing and we were always
just creating – working with clay and things like that.

Why is it that, it always seems the case that we don’t
appreciate our mom’s until we get much, much older and
then we have to suffer in our own lives before we wake
up and appreciate our moms!

I’m glad at least I woke and started appreciating all the
things that she did for me.

What I’ve come to realize is that you have to find out who
you are, all the way down to the depths of your very soul.
When you do that it becomes very evident that we are all
different on every level.  And what I’ve seen from so many
people is that they sometimes don’t really know who they
are, or, are a little afraid of what they know about themselves
and that’s a natural feeling – so don’t feel bad is you find
out things about yourself that you don’t like or you’re a little
afraid of it.

I am here to tell you that being different and doing things
differently is one of the many great things that you can do
for yourself, and for those people who are closest to you
because they’re actually the one’s who reap the benefits
of who you are – whether it’s good or bad.

Now, I’m not talkin’ about being the weird kind of different
that people will be turned off by.  I’m just talking about being
you, which is different.  There is only one “you”, one of you
on this planet, there is no one else like you.

So, when you become comfortable with being different, then
doing things differently becomes a breeze!  You’ll start to notice
that things start to get better in you life.  Now I know that this
idea is not easy for a lot of people, but, I do know that it’ s well
worth it.

One thing that you can do today to start to do things differently

~Decide that this is what you want to do and commit to knowing that
this is going to be a fantastic thing for you.

There are so many benefits of doing things differently.  I just want to
let you know that I love the fact that I do things differently than a lot
of other people that I know.  I’m not afraid of it.  If a thought or idea
that comes to me, then I go with the flow.  It has helped me in so
many ways that it’s impossible to really mention it all, right here.

I want to talk more about the benefits of doing things differently in
your life and maybe you can see what I mean.

One of the benefits is:

~You start to feel like you’re special, and this is great if you don’t
already feel like that.

Now, I’m not sure if you have even thought about feeling like you’re
special or that you even care to feel like that.  But, I will say that
when you start to care about how you feel about yourself, everyone
around you will start to notice and even make a comment or two.
I want to challenge you to start thinking about that.

Another benefit:

~Your sense of awareness becomes greater because you’re not
focusing on trying to be or become like someone else.

Greater awareness is always a good thing that’s for sure.  Who
wouldn’t want to notice things around us that can benefit us, or
those that we care about.  It’s when we are paying attention that
we can enjoy the benefits of that newfound sense of awareness.


So, basically it’s all about aware of you and your surroundings and
the benefits will definitely be different for everyone, so you won’t
really know until you try it out.

One more benefit:

~You’ll find that your level of confidence starts to grow.  You know
something very interesting that I’ve noticed for many years now, is
that as peoples’ confidence level starts to grow they start to realize
that they aren’t so: dumb, stupid, unworthy, ridiculous, foolish or …
(you fill in the blank).

You start to have a lot of small little accomplishments that lead you
straight to a higher level of confidence as you keep plugging away
and doing these things a little differently (like in your own special way).
If you keep at it everyday, you’ll start to notice your confidence starting
to grow and who wouldn’t want to be confident, right!

I know that all of these things do take time and it will take time.
This is not something that happens overnight (unfortunately, sometimes
I wish it did) but I want to encourage you to hang in there, keep going,
keep moving forward in the pursuit of ‘being who you really are” doing
things differently.


We’re all striving to be happy.  If you do things differently in your life
(and you could incorporate this into all areas of your life) it doesn’t
have to be only one specific thing or one specific way, just start off
by focusing on one area and think about how you can do something
different – even starting right now.

Write it down, I always talk about pencil and paper.  Write things down.
Just jot down an idea or two that you might have about what you could
do differently in your life, it really will have a big impact on your life but
you’ll never know until you get started.  You will definitely reap all of
the benefits that are waiting for you when you do things differently
and find out who you really are.

I want you to start today, I’m cheering for you! (Rah! Rah!)

I want to be in your corner and cheer you on and if you need my
help, I would love for you to connect with me at janin@fashionablefinance.com

If you would like me to help you and if you’d like to work with me
I would welcome your email, or if you want you can send me a
voice mail message just go to my website at FashionableFinance.com –
click on the voice mail tab on the right hand side an send me a voice
mail message and I will get back to you and see how we can work
together I would love for you to comment and let me know what
you think and what you want to hear and send me anything you’d
like me to know.

I would love for you to share this podcast with other people that you
know who you think would be able to benefit from the things that I’m

All the things that I share is all the things that I’ve learned and gone
through in my life and learned by experience and so please share this
message with other people, you’ll be amazed at how it could really
help someone when you didn’t think it could.  So let them know
where they can listen to this recording, they can go to iTunes and
they can search for Fashionable Finance or they can go to my website
at fashionablefinance.com and it’s right there, you can listen to it or
you can actually read the show notes.

I would appreciate it if you would go to iTunes and give me an honest
rating and an honest review, I would really appreciate that and it lets
me know what you folks are liking and not liking and if you think it’s
of value.  I only want to share value, I don’t want to share anything
that’s not worth your time because it wouldn’t benefit me or you!

I would love to help you in your pursuit of Doing Things Differently I
n Your Life.

I thank you so much, I really appreciate you being here because
there’s so many things to do and life is busy and I’m thankful that
you chose this podcast.

I want to send out some wonderful Hawaiian sunshine to all of you.

Again, I would love for you to send me a message, you can choose
how you want to send your message by email or voicemail, and let
me know what you think I appreciate it!

It really makes my day to know that I’m helping other people out
there and to enrich their lives, to help them to grow and learn and
have a much more fulfilling life.

I want to thank you, a hui hou malama pono – until next time,
take care!

You can also find me at facebook.com/fashionablefinance.com and

I hope you are enjoying listening to this podcast!

Subscribe to this podcast in iTunes or Stitcher Radio,
so that you’ll never miss an episode.

Mahalo for listening.

Aloha, Janin Johnston

Music by: Dennis Pavao
Song: Ipo Lei Manu
Album: Wale No
Produced by: Pilialoha Production
If you would like to order a copy of this CD you
can send an email request to Pilialoha Productions
at: makai@maui.net

Dennis Pavao-Album Cover





Permission was given to use the music from this

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episode #019 – Not Looking Back

Not Looking Back

I am here in beautiful Hawaii and I want to send the Aloha
Spirit out to all of you that are listening, I hope you feel it
and I hope you feel my love.

And I want to send out some Hawaiian Sunshine as well,
it makes you feel good.

I want to share with all of you about Not Looking Back:

Unfortunately It’s something that we all do…a lot!  I, myself
have caught myself looking back at all the things that I’ve
done in my life that was either – wrong, crazy, hurtful and
way to much more that I don’t even really want to think
about.  A number of years ago I realized that I had a tendency
to always look back at the negative things instead of the
positive things that I did.  Why do we do that?  We tend to
always look back at the negative and not the positive.

We’re all growing and learning were here on earth to learn and
grow, we’re not perfect.  So, that’s why sometimes we do those
crazy things like looking back at the negative instead of trying
to find out what was really good to and think about all those
good things we did.

Now, looking back on the negative is only a good thing when
you going to try and learn from it, when you’re going to try and
make better choices and maybe change direction in your life
and really be on a good path and maybe even trying to change
your behavior or anything like that.

But, it’s really not a good idea to look back at the negative and
then torture yourself about the bad things that you’ve done, and
it’s just a natural human tendency that we have.  We’re not taught
as little kids to look back the things that didn’t go right or the
things that we’ve done wrong and try to learn from it.

I think they need to teach all these things in school,  even as
early as elementary.  What do you think?  Let me know.

What impact it’s having on our lives when we think about all
the negative things, or just the whole idea of looking back at
the negative is kind of scary.

So, what impact is it having on your life, let me ask you that.
So think back at the last time you looked back at your past
and depending on how old you are, you can have many, many
years on things that you’ve done that maybe you wish you
could change.

Of course we can’t wish and we can’t change the past, but
think about things that you’ve thought about recently that
you’ve done in the past and it was really negative, and then
it just got you down thinking about it because, that’s one of
the things that looking at your negative past does to you – if
you’re not using it to help correct your life now and you’re just
trying to beat yourself up about all the bad things that you’ve

When was the last time you thought about that and what did
it do to you?

Did it put you in a state of depression?

Did it just want to make you eat sugar?

Did it just want to make you scream?

Think back to when the last time it was, it could have been
today, it could have been last month, who know!  We have so
many thoughts that go through our head every day that it’s
just amazing.        

Each podcast I always say “write everything down, get it out
of your head”, by now I hope that you actually have written
things down.  Maybe you bought a notebook or created your
own.  Write it down, it has such an amazing effect when you
physically write it on paper verses on your computer or smart

I’ve talked about this many times in my different episodes.
But think about it, write it down – what was the last thing that
you thought about that was negative and when was it.  Think
about how you could actually turn that around and make it so
that it could actually help you in your life verses just using it
to torture yourself, because that really doesn’t help you or
anyone around you.

Because when you start to get depressed or frustrated, we
tend to take it out on the people that are the closest to us –
our family and even sometimes friends or if you work.  If you
have a job around a lot of other people and somebody’s irritating
you, you might just want to take out your irritation on them.

Think about that, what is that thing that you keep thinking about?
A lot of times it’s just a couple of things, sometimes we don’t
think about the many, many things we did, but somethings
there’s a couple things that we tend to torture ourselves with.

I know because I’ve actually done that, I’ve realized that it was
usually just a couple of things that I used to torture myself with –
thinking about how stupid it was, why did I do that it made no sense.

Who knows what else, I don’t even want to remember the
thoughts that I was thinking at the time.

What you have to remember is that we’re human and we have
to learn all these things, nobody teaches us these things when
we were little.

So, if you’ve never been taught how to do certain things, now’s
a good time to start taking notes.

I always encourage people to listen to these episodes more
than once because you can always learn something new when
you listen to each episode more then one time, because there’s
so much content involved and so many things that I’m talking

So, start by writing things out and just go back in your mind.
If it’s to hard, then maybe you have to work yourself up to
thinking about it instead of just trying to go back there in your

Sometimes if you think about it, when you actually can get it
out of your head – get it out of your thoughts, it’s easier to let
it go.  We like to hold on to every good and bad.

It’s not really healthy for us to hold on everything that’s not
working for us.  It’s a good start, it’s a good practice to have –
to write everything out.

It starts the process of you recognizing it and then eventually
you’ll have the ability to let it go.  Well, you actually have to
want to let it go first before you can let it go.

I would say, after you get it out on paper think about why you
were even thinking about that because sometimes when you’re
doing something, there’s always a trigger somewhere.  When
you’re doing something or you’re in a location or you’re around
certain people, there’s those triggers that pop into your head
and reminds you of the past of those negative things that you’ve
done.  Sometimes it’s a place or a person that is the cause of
this, we have to take responsibility ourselves for inappropriate

Sometimes if there’s another person involved, it could be the
other person just making you crazy and who knows you could
have said something really horrible or if that person was irritating
you, you could have just snapped and said something that really
you shouldn’t have that really hurt that other person.

Who knows, there’s endless possibilities of things that could
have happened.  Catch yourself too, as you go about your daily
life, really catch yourself in everything that you do.  Think about
the things that you say and the places that you go, think about
what  you’re doing and if you’re starting to say something that
you know you’re going to regret!  Then try to catch yourself and
stop yourself from saying something that could be really harmful
to somebody else and the more you practice that, the easier it
becomes to start catching yourself.

Of course it is a little bit of work, but once you get that habit
going of – always thinking about what you’re going to say first.
It really will make a big difference.

I’m on of those, that I like to speak my mind so sometimes I
don’t think about what I’m saying, I just open my mouth and I
realize that I shouldn’t have said that.  Now I really try to work
on thinking about what I’m going to say first.  I’ve been to places
where I’ve said things and then I thought “oh” and if my husband
was with me, he would tell me later “why did you say that!”  I
would just be in a state of shock like “oh, yah I don’t know why
I said that” and of course he’s either embarrassed or he’s just
confused as to why I say the things I say.

Sometimes we do that to our spouses, (but not on purpose)
It’s a give and take right! 😉

I just want to encourage you to try and catch yourself whenever
you’re going throughout your day and sometimes it doesn’t
even involve anybody else when you do things that really are
negative and sometimes it’s just you.  It’s O.K., just know t
hat you’re human and you’re just like everybody else who’s
trying to work through this life and learn and grow to become
a better person.

If you can just start with these few things, it will really make you
feel good.  I didn’t realize how good it made me feel when I
realized a while back that I was doing this crazy thing on just
torturing myself about all the negative things that I’ve ever done
in the past and it really was eye-opening and now I’m so glad
that I recognized it and I’m trying to work on  not torturing myself.
I’ve come a long way, it’s taken  awhile.  I don’t want to feel yucky
like that anymore and sometimes there’s no better word to use
then yucky, because yucky is just kind of a mishmash of a whole
bunch of feelings.  You just get tired after a while of feeling yucky
and you just don’t want it anymore.  You got to figure out why
you’re feeling yucky and one of the things that makes you feel
like that is just looking back on all this negativity.

Try and make it an effort, you might even want to make it a
practice everyday to start looking at all the positive things that
you’ve ever done, the people’s lives that you’ve impacted the
things that you’ve accomplished or anything that’s good.

Start cheering for yourself, start celebrating the wonderful things
that you’ve done.  Celebrating yourself, it doesn’t have to be
this big celebration that’s not what I’m talking about, but of
course you can do that if you want.

Just celebrate with yourself or with a friend or your family or
anybody.  Go out and get a snack or go get a bite to eat and
just celebrate and talk about the positive and you’ll be really
amazed at what a difference it will make and how you’ll feel.

I really encourage you to take this step forward because this
kind of looking back stuff really prevents you from moving
forward in your life.  It’s really hard to overcome things and
accomplish great things and great things are different to
everybody, but it’s really difficult when you’re constantly
looking back at the negative.

Try and NOT look back and try to work towards focusing on
the positive.

I promise you, you’ll be really happy and might even feel some
excitement that “hey, I can do this”.

I want you to email me, connect with me at janin@fashionablefinance.com,
let me know how you’re doing and if you need help I’ll would be happy
to help you, you can email me for a free consultation, you can send
me a voicemail – just go to my website at fashionablefinance.com
and on the right hand side is the voicemail tab you can leave me
a voicemail message and let me know what you think.

Your feedback is wonderful too, I really appreciate you letting
me know what you like and what you don’t and the things that
you want to hear about.

Again I would ask you to please share this podcast with anybody
who you think would get great value out of it, maybe you know
somebody struggling with something that maybe listening to
any of these episodes will help them.  You can send them to
my website at fashionablefinance.com and it has all the episodes
there, they can listen or you can go to iTunes and just search
for Fashionable Finance and while you’re there in iTunes, I would
love for you to give me a rating and an honest review – please
be honest so that I know what’s working and what’s not and
what you like and what you don’t like.

It’s O.K. I can take the truth, I’m more mature now so I can
deal with it.

I thank you again for listening I really appreciate you being here
and I hope you have a fantastic day.

a hui hou malama pono – until next time, take care

You can also find me at facebook.com/fashionablefinance.com
and www.twitter.com/janinjohnston

I hope you are enjoying listening to this podcast!

Subscribe to this podcast in iTunes or Stitcher Radio,
so that you’ll never miss an episode.

Connect with me:  janin@fashionablefinance.com

Mahalo for listening.

Aloha, Janin Johnston

Music by: Dennis Pavao
Song: Ipo Lei Manu
Album: Wale No
Produced by: Pilialoha Production
If you would like to order a copy of this CD you
can send an email request to Pilialoha Productions
at: makai@maui.net

Dennis Pavao-Album Cover





Permission was given to use the music from this

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episode #014 – 5 Reasons You Should Never Go To The Store Without A Shopping List

Aloha, in this episode I give the 5 reasons why you should never go
to the store without a shopping list.

5 Reasons

NEVER EVER go to the store without a shopping list of some kind,
whether it’s written on paper or on your phone and try to limit the
number of times you go to the store.  Here’s why…

1.    As soon as you walk in the door you forget what you
needed to get in the first place.

2.    There’s a whole marketing psychology on shoppers
that the stores use to make every thing you see very
appealing and makes you want to buy it.
(I know because I used to work in retail)

So…. that leads me to the 3rd reason…

3.    You don’t buy what you actually came to the store for.

4.    You end up buying things that you don’t really need.

5.    You spend way more money than you can afford.  And,
a lot of times using credit to make the purchase!

Everything listed above is from experience.  So a few years ago what I
decided to do was to make sure that before I went to any store that I would
write down on a piece of paper the exact thing or things that I needed.  I still
do that to this day.  I make sure that I write my list with a bright colored pen
making the words a little larger than usual – it’s as if the bright words are
reminding me of what I really need.

Now, I’m not perfect.  I have moments that I just feel like I don’t want to write a list
and I go… and I shop … and I buy things that I don’t really need.  But, I learn very
quickly that I should have made a list!

If this happens to you, don’t worry the main thing is that you get back to doing the
things that work, like writing a shopping list on paper or in your phone – which ever
works best for you.

Try it out this weekend and see what happens.  Better yet, try it out for 7 days.

I would love your feedback, send me your comments or questions.

Make sure you visit www.fashionablefinance.com and leave me a voice
message through the Speakpipe app.

You can also find me at facebook.com/fashionablefinance.com and

I hope you are enjoying listening to this podcast!

Please share this podcast with anyone that you know of
who will benefit from the things that are in each episode.

Subscribe to this podcast in iTunes or Stitcher Radio,
so that you’ll never miss an episode.

I would really appreciate it if you would give this podcast –
The Fashionable Finance Podcast a rating and review in

Connect with me:  janin@fashionablefinance.com

Mahalo for listening.

Aloha, Janin Johnston

Music by: Dennis Pavao
Song: Ipo Lei Manu
Album: Wale No
Produced by: Pilialoha Production
If you would like to order a copy of this CD you
can send an email request to Pilialoha Productions
at: makai@maui.net

Dennis Pavao-Album Cover





Permission was given to use the music from this

Posted in Podcast | Tagged , , , , , , , | Leave a comment

episode #010 – Create Your Now With Kristianne Wargo

 KristianneAloha, in this episode of the Fashionable Finance Podcast,
I interview Kristianne Wargo who empowers and encourages
women from all walks of life to rediscover, rejuvenate and
renew who they are in mind, body and spirit while reaching
their health, fitness, life and business goals. She is the CEO
and Founder of Create Your Now. Kristianne is a Certified
Professional Life Coach, Personal Trainer, and Fitness
Nutritionist specializing in weight loss, metabolic training,
functional fitness, and lifestyle transformation.

Kristianne is a wife (21 years) and mother of 5 children
(ages 10-18), as well as a speaker, mentor, musician,
author, songwriter, educator and coach. Her aspirations
are to help others love their reflection while becoming
their best selfie.!

Connect with Kristianne:
email:  kristianne@createyournow.com

I hope you are enjoying listening to this podcast!

Please share this podcast with anyone that you know of
who will benefit from the things that are in each episode.

Subscribe to this podcast in iTunes or Stitcher Radio,
so that you’ll never miss an episode.

Connect with me:  janin@fashionablefinance.com

Mahalo for listening.

Aloha, Janin Johnston

Music by: Dennis Pavao
Song: Ipo Lei Manu
Album: Wale No
Produced by: Pilialoha Production
If you would like to order a copy of this CD you
can send an email request to Pilialoha Productions
at: makai@maui.net
Dennis Pavao-Album Cover

Posted in Podcast | Tagged , , , , , , , , , , , , , , | Leave a comment