Category Archives: Money

10 Reasons Why You Should Care About What You Wear

10 Reasons Why You Should Care About What

It’s only obvious that everyone has to wear clothes everyday of their life.
What’s interesting about that is the fact that clothes cost money, it takes time
out of the day to care for and manage, and yet it is one of those things that we
don’t give much thought to.

It seems like it becomes somewhat robotic in our everyday life – thus becoming
one more thing that we have to do, which leads to not caring about what we wear.

I want to share with you the 10 Reasons Why You Should Care About What
You Wear:

1.  It shows how you feel about yourself.

2.  When you care about what you wear, it shows in the way that you behave.

3.  It shows in how you interact with other people.

4.  You have the freedom of choice to buy the kinds of clothe that you like to

5.  You have the freedom of expression to wear the style of clothes that expresses
how you feel on the inside.

6.  Wearing wrinkled clothes will create a nagging thought in your mind about
whether or not someone is going to notice and say something to you about
your wrinkled clothes.

7.  Your hard earned dollars are being used to buy your clothes.

8.  It takes up your time and energy to wash and take care of your clothes.

9.  The clothes you wear can either make you look good or make you look
like you could care less.

10.  When you look good, you feel good!

I think #10 is the best reason of all to care about what you wear, It really
should be the #1 reason.   Who doesn’t want to look good and feel good?

I can’t even emphasize enough how important it is to care about what you
wear on a daily basis.  I have seen all of these 10 things happen to women
for many, many years while sewing for and dressing women of all ages,
nationalities, body types, and with different income levels.

Even with all of the differences that women have in those areas, they still
have the same feelings and desires as the rest of the women around them.

I know that all of these things are true and they do make a big difference
in your everyday life, so I want to encourage you to start to care about what
you wear starting today.

Aloha, Janin
“When you look good, you feel good”

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What Do You Need To Be Successful In Your Life And With Your Finances?-Part1

What Do You Need To Be Successful In Your Life...-pt.1

What Do You Need To Be Successful In Your Life And With Your Finances?

Is that something that you think about?  Is it something that you even care about?
Life is going by so quickly that sometimes it may be hard to even take the time to think
about those questions.

This is what I’ve learned about having any kind of success in any area of life, and that
is that if you don’t plan and write things down on paper, then life is just going to drag
you along whatever course it wants to and that it’s usually not the course you really
want to be on.  It’s from past experience that I know this really well.  Boy, it really
can be trying.  It affects everything about you from your mental state, to affecting you
spiritually, physically and emotionally.

For some strange and crazy reason, women love to live in pain – all kinds of pain and
for long periods of time.   It might be that we can handle pain better then men! 😉

You know…It’s far and few between that women are taught how to be successful in
their own personal life.  These things need to be taught starting from when a woman
is young, even as early as pre-school.  In fact that’s the perfect age to start teaching
a little girl some of the things she’ll need to learn and understand because at that age,
she doesn’t know very much at all and is open to learning, is curious and can I say
very smart for her age.

Having success with your finances is all part of the learning process that needs to
happen at a young age as well.  It’s also connected with the successes you have
in your personal life, it may not seem like it’s connected but it is.

The fact is that we need money to live here on earth, there’s just no way around it.
So what do you do when you aren’t successful with your life and your finances?

With that said, what can you do about it now?  Obviously you have to start right
now where you are and go from here.  There’s no possible way of going back
and re-doing your childhood and adult years.  All is not lost!  There’s no better
time then now to learn the success habits that you will need to move forward.

There are many different keys to unlock your success.  Some work better then
others because were all different.  But there are a few basic keys that will help

Do you want to know what some of the basic keys to unlock your success is?
I hope so, I want you to be successful in your life.

One thing that I say all the time is to ‘write things down on paper’, that’s where
the magic happens.  It’s funny how often women will say that they have all of
their goals, dreams, to-do list all in their head.  There’s just no possible way
that any of that stuff in your head will all happen in the way that you want
them to.

Write everything down on paper that is floating around in your head.
That is your assignment (if you want to call it that) for this week.
I will have part 2 of this article next week, so stay tuned for more.

Remember, write everything down and get it out of your head!

Aloha, Janin

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What’s Going On In The World With All The Advertising?

What’s going on in the world right now with all the ads you see and hear
every where targeted to you to buy, buy, buy, making you want to shop,
shop, shop! 
It can become very overwhelming at times.  Do you have
the ability to control your shopping and buying impulses?

Do you really need to buy, buy, buy gadgets, gizmos and goodies
all the time?  
Probably not! Continue reading

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What Would You Do With Extra Money Each Month?

If you had an extra $1,000.00 a month, what would you do with it?

Women always have amazing ideas about the things that they would love to do with
an extra $1,000.00 a month.  I’m pretty sure that you have at least thought about what
you would do with any extra money that you receive.  I’ve heard it over and over in
conversations about what women would do with that money, there is no end to the

Now that’s something exciting to imagine!

It’s safe to say that most of that money would go towards paying off a bill or credit
card, buying something that you feel is needed for your child or children, helping an
extended family member pay for something or giving them some of that extra money
for whatever reason.

And that’s exactly how it should be!  Money is meant to be shared with others…but…
what about you?

Why haven’t you bought or paid for something special just for you?

It is perfectly Okay to buy something for yourself.  If you feel like you can’t because you
need permission, then I will give you permission.  It doesn’t make you a selfish person,
if anything it makes you feel like you have value and you’re worth it.

Too many times women give and give and give to everybody else and then put them-
selves last, and still not giving themselves anything.  Not a healthy way to live, that’s
for sure.

Now with that permission you have to buy something for yourself, go and then do great
things with that extra money that you receive; whether it’s a one time amount or a monthly
amount.  It’s all meant to be share, with YOU and others.

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Is Your Money Distracting You?

Your day can be very stressful with all kinds of distractions around you where ever
you go, things like: people talking, the television when it’s on, your computer,
your cell phone, and more.  It’s amazing that you can even get anything done
during the day!

Innovation is great because it give us so many great things to make our lives
better and a lot of fun.  But, what do you do when all of these great things
is distracting?

Another thing that is really distracting is money.  It can be for a lot of people.
Is your money distracting you?  Has it ever been distracting to you?

Here is a list of five questions to answer that will tell you if your money is
distracting or not:

1)  Do you think about how little your pay is at your job while you’re there and
you have a hard time completing you work?

2)  Everyday do you think about how in the world you’ll be able to pay for
you increased utility bill that month?

3)  Do you think about how you are going to pay all of your monthly bills and buy
food with the amount of income you bring home?

4)  Do you start to feel depressed when you think about how you want to buy
something nice for yourself but there is no money left after paying for all of
your bills each month?

5)  Do you look in your wallet and think about why you don’t have any cash or
very little cash and that thought stays with you all day and maybe for the
whole week or more?

If you’ve answered yes to at least two of these five questions, then I have to
tell you that your money is distracting you.  Money can be a lot more distracting
than anything else out there, because you need money to live there’s just no
way around it.

If you are being distracted and you don’t like it, I will tell you that the first thing
to do is acknowledge that it is happening and then make an internal decision
that you want to let go of this kind of unwanted distraction.

The next thing you can do is to have a plan for your money and get help from
someone that knows how to help you with making a plan to move forward and
away from money distractions.

Click on this link so that I can help you get started with a complimentary Savvy
Woman Money Breakthrough Session!


Janin Johnston
“Be Fashionable with your Finances”

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Do You Worry If There Is Enough Money?

Worry, it’s something that a lot of people do and seems to be a common thing,
is it necessary?  Well that’s a personal thing.

What is worry?  Basically it’s constant thoughts about something that plays
in your mind over and over and over again.  You might get to a point where 
you say to yourself or out loud:  Pleeeaaassseee … make it stop!

Why do you worry? It might be that you’re not sure how things are going to
work out and maybe there’s not enough
 information for you to see the whole
picture.  Asking for help and understanding is such a major key in 
yourself from constant worry.

Worrying about whether there is enough money or not can be a pretty
stressful thing.  Is it worth the worry?  I say – absolutely not!  Worrying,
more often then not leads to a lot of stress then over time you find yourself
getting sick and even when you get over your sickness the stress of worrying
if there’s enough money comes back.  What a vicious cycle!

There’s a cure for the ‘worry disease’ as I like to call it.

Here’s three steps to the cure:

Wanting to solve this worry disease is the first step to the cure:
You have to really want it bad enough in order for you to move
forward and take the necessary steps in solving this problem.
If you tell yourself that you don’t have enough time or make other
excuses, then there’s nothing else that you can do to make things

Asking great questions is the second step to the cure:
Questions like:  What can I do to solve this worry problem?
Who can I ask for help to solve this problem?
Writing down these questions and your answers can be very helpful
as you get started.
Look for someone to help you solve this problem that has had experience
in this type of situation and has had great results, that way they can
move you to solving these problems quickly and easily.

Taking action and following through with what needs to be done
is the third step to the cure:
Taking action can be scary sometimes, especially if you can’t see
the end result.  It’s too bad that the proof doesn’t come before the
end result.  I know it sounds crazy but wouldn’t it be nice if it were
possible!  That’s why it so important to work with somebody that has
already gone through and overcome this same kind of problem, that
person can testify that it’s possible and walk you through it.

Follow through can also be really hard if this process is very different
than anything that you’ve ever been through or done before.  Stick with
it no matter how hard it feels.  It’s always worth it in the end.  Just keep
that in mind.

Worrying is not good for you.  🙂


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What’s The Difference Between How Men and Women Think About Money?

The difference, It’s like night and day the way men and women think about their money,
it’s amazing how the different it really is.  Of course this is not the case for ever single
person out there in the world, but it is pretty common.

Listed below are 3 major differences that I see and hear all the time:

Difference #1 – Men aren’t afraid to ask for the amount of money they want and women
                            will just take what ever is given to them.

Difference #2 – Men don’t get over emotional about money and women will feel like
                            their not good enough.

Difference #3 – Men know that they need to make money to live and aren’t afraid to
                           go and do whatever they need to and women worry about finding 
                           just the right job first.

These 3 major differences can be a good or bad thing depending on a persons situation.
The only good thing I see is that we can learn something from these differences.

Men usually model their lives after their father or male figure that was in their life and
women usually do the same, finding themselves doing things just like their mother
or woman figure.  Sometimes men and women don’t even realize that they do these
kinds of things.

Difference #1 can be very scary for a lot of women, asking for money is not something
that is taught will growing up while men just seem to have that ability naturally.
You could ask yourself a question like:  How can I have the courage to ask for money?
Getting help from people that know how to help you is a must.

Difference #2, it’s real important to keep emotions out of the topic of money even though
it’s a hard thing to do because everyone is in a different place with their emotionally.
Ladies, when ever the subject of money comes up, remind yourself that getting over
emotional about money is not going to empower you or make your money situation
better.  Reminding yourself continually may be a great way to keep your emotions in
check.  Try it, you might like it!

Difference #3, quite often men will take the first job offer that comes their way if they
know they need money and they need it now and then they will consider looking at
other options.  Women have a great need to be happy where ever they are and at what
ever they are doing, that’s why it may take a little longer for women to find work because
they need to do a lot of research on each company or place that they are considering
before they apply and move forward.  

Ladies, if you’re not in a rush or need money immediately, I would keep doing what you’re
doing when looking for work.  Keep doing your research and find those places that you
know would make you happy.  But, if you do need money immediately, I would recommend
that you take action quickly and find something that will bring in income immediately and
then keep doing your research on finding work that will bring you happiness and job

It’s O.K. that men and women are different, that’s what makes life so interesting.
Oh yah, and keeps us on our toes!  Never a dull moment.

We can learn something from men. 🙂

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Made Money Mistakes? No Problem, Two Questions To Ask Yourself

Made Money Mistakes?  No Problem, Two Questions To Ask Yourself

We’ve all done it … made money mistakes.  At the tine that we are making
these money mistakes, it’s not in our awareness that we will regret it
sooner or later.  After all it’s what’s making us happy at the moment so why
would it matter right now!

Then, low and behold it happens … for whatever reason, we have strong
feelings of regret for using our money in a way that was unnecessary or

Now what do we do?

Because we’re all different, it means that you have to look at the situation
differently.  Listed below are some of the statements that could describe
you and your reason for making money mistakes:

*I was stressed and needed to spend my money to relieve my stress.
*I got into an argument with my spouse or significant other and the
first thing I thought of was to spend money.
*I couldn’t say no to my child/children when they were nagging me
to buy them something (or a specific item).
*I wanted to impress my friend/s and buy them a gift even though I
didn’t have enough money and used credit.
*I wanted to impress my friend/s and buy them dinner even though
I didn’t have enough money and used credit.
*I bought things for my house that I couldn’t afford and was way out
out of my price range.
*I went grocery shopping and bought more then I planned because
there were some items that I just had to have that I was craving
and now, I don’t have enough money to pay on of my household
*I bought an item that I didn’t have money for by signing up for a
store credit card that was offering a special promotion with a
great payment plan option, even though I knew that I couldn’t
make the monthly payment.

Obviously there’s a lot more situations that happen, but I hope you get the
of what’s listed above.  There’s always a reason why we make money
and the best thing that you can do for yourself is to recognize what
you did and 
why you did it.

Then there’s the ‘accepting it’ part that might be a little hard to bear, but remember
that sometimes these things are going to happen because we are emotional
human beings and occasionally our emotions will get the best of us.

This life is all about learning and growing, you can’t learn anything and grow
if you don’t go through these situations.  These so called ‘money mistakes’
can be a very powerful learning and growing experience as long as you are
willing to accepts it as such.  If you can do that, then you’re well on your
way to making better money decisions later on.

Every time you have a need or desire to spend money, make sure to ask yourself
a couple of questions before you open your wallet.

The first question is:  Why am I spending money right now?
If the answer to that question is anywhere close to the set of statements listed
then I would recommend that you close your wallet and walk away.

The second question to ask yourself is:  Will I regret making this purchase
after I leave the store?
If the answer to that question is a “maybe”, “possibly”, “I don’t know” or “yes”
then close your wallet and walk away.  If it’s something that you really want
and desire, then think about it for a day or two to make sure that you’re making
that purchase for the right reason.

Just asking yourself these powerful questions will make a big difference in how
use your money and lessen the chances of making more money mistakes.



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Comparing Yourself To Other People

Comparing yourself to other people is something that most people do and I
hear it everywhere I go.

Most people have a natural tendency to compare themselves to other people
like their siblings, a neighbor, a friend, or even a movie star, the list is endless.

The whole comparing yourself to your sibling thing starts at a very young age.
I’ve seen it for many years, in my own family and in other families that I know.
Sibling comparison just comes from not being taught that we are very unique
and that we have our own special gifts, talents, personality, likes and dislikes
and more.

Have you ever thought in your mind “I am not smart like him/her” or “I’m not
good looking/pretty like that person” or “I’ll never make as much money as
that person”?  Have you caught yourself saying some kind of comparison out

You might not even want other people to know that you are comparing yourself
like that.

Money is a big deal; we think about it all the time because we need it to live,
there’s no way around it.  Comparing the amount of money you have to some one
else can lead to feelings of unworthiness, especially when you think they have
more money than you.  Please don’t do it!  It’s not worth it.  

As time goes on it becomes very hard to do anything that is uniquely you when
you are comparing yourself to other people and makes it very difficult to do what
you need to do in your life.

The key thing to remember when you start to compare yourself to others, is that
we are all unique, there is no one that is exactly like us (not even identical twins).
That’s what makes us so great (even if you don’t feel great).

Go forward and start to do the great things that you are meant to do and leave
the comparison behind.

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Learning To Make Friends With Your Money: How This Funny Idea Is A Good Idea

Have you ever thought about money in that way?  Making friends with it?

If you haven’t, then great!  I want to take you down a road of friendship.
Think about a friend that you have that’s a really good friend.  You both get
along really well, you’re always happy to see each other, there’s always a give
and take and selfishness has never shown its ugly self.

You know you have a really good friendship if both of you are laughing a lot,
sharing ideas, hopes and dreams, and sometimes even tears; tears of joy
and tears of sadness.

I hope that you all have at least one friendship like that; I know that I do
for sure.  What would life be like without one!  Probably a lot more difficult.

Sometimes, it takes some time to really have a solid friendship with your
money.  Just like your friendship with a person, sometimes it takes months
or even years for it to become solid for many reasons.

There’s a purpose for having friendships in your life as mentioned above,
and there’s also a purpose for being friends with your money.

Here’s some of the reasons why it’s a good idea:
Money, whether it’s made of paper or metal has an important purpose in
your life.

  • It doesn’t talk back (I’m being funny, but it’s true).
  • It doesn’t have selfish desires.
  • You can let it go and it will never have any hard feelings toward you.
  • It will never offend you.
  • It can bring you the food you need
  • It can bring you the clothes you need and want
  • It can provide a roof over your head
  • It can grow for you if managed well
  • It will stick around as long as you want it to!
  • It will let you use it to make someone else happy

These are just some of the things that being friends with your
money will do for you, there are a lot more that I didn’t list.

I just love how all of the things listed make you laugh, but
they are so true.  Doesn’t it just want to make you re-think
your relationship with money?

Being friends with your money doesn’t have to be hard,
you just have to want to be friends with it.

It is possible, the first thing you need to do is to decide.
Make that internal decision that you are going to get to that
point of friendship no matter what it takes.

The second thing you need to do is to ask for help.
Nobody gets to a better place all by himself or herself.
Progress is always made when there is support.

I would love to support you to get to where you want to be.

Please send me an email and let me know if you would like
to schedule a complimentary Fashionable Finance Discovery
Session at

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