Category Archives: Internal Decisions

What Do You Need To Be Successful In Your Life And With Your Finances?-Part1

What Do You Need To Be Successful In Your Life...-pt.1

What Do You Need To Be Successful In Your Life And With Your Finances?

Is that something that you think about?  Is it something that you even care about?
Life is going by so quickly that sometimes it may be hard to even take the time to think
about those questions.

This is what I’ve learned about having any kind of success in any area of life, and that
is that if you don’t plan and write things down on paper, then life is just going to drag
you along whatever course it wants to and that it’s usually not the course you really
want to be on.  It’s from past experience that I know this really well.  Boy, it really
can be trying.  It affects everything about you from your mental state, to affecting you
spiritually, physically and emotionally.

For some strange and crazy reason, women love to live in pain – all kinds of pain and
for long periods of time.   It might be that we can handle pain better then men! 😉

You know…It’s far and few between that women are taught how to be successful in
their own personal life.  These things need to be taught starting from when a woman
is young, even as early as pre-school.  In fact that’s the perfect age to start teaching
a little girl some of the things she’ll need to learn and understand because at that age,
she doesn’t know very much at all and is open to learning, is curious and can I say
very smart for her age.

Having success with your finances is all part of the learning process that needs to
happen at a young age as well.  It’s also connected with the successes you have
in your personal life, it may not seem like it’s connected but it is.

The fact is that we need money to live here on earth, there’s just no way around it.
So what do you do when you aren’t successful with your life and your finances?

With that said, what can you do about it now?  Obviously you have to start right
now where you are and go from here.  There’s no possible way of going back
and re-doing your childhood and adult years.  All is not lost!  There’s no better
time then now to learn the success habits that you will need to move forward.

There are many different keys to unlock your success.  Some work better then
others because were all different.  But there are a few basic keys that will help

Do you want to know what some of the basic keys to unlock your success is?
I hope so, I want you to be successful in your life.

One thing that I say all the time is to ‘write things down on paper’, that’s where
the magic happens.  It’s funny how often women will say that they have all of
their goals, dreams, to-do list all in their head.  There’s just no possible way
that any of that stuff in your head will all happen in the way that you want
them to.

Write everything down on paper that is floating around in your head.
That is your assignment (if you want to call it that) for this week.
I will have part 2 of this article next week, so stay tuned for more.

Remember, write everything down and get it out of your head!

Aloha, Janin

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Feeling And Being Discouraged

yellow Hibiscus

Feeling discouraged can be very frustrating especially if you feel
discouraged a lot!  This is what I know: the word ‘discourage’ is the
direct opposite of ‘courage’. I know that many women have been
discouraged once or twice in their lives (maybe more).

Being discouraged can make you crazy! Especially if you hold on to
the feeling of discouragement for a long period of time. Sometimes
it’s really hard to get out of or let go of that crazy cycle of feeling and
being discouraged.

I do have to say that it is important for all of us to experience these types
of feelings, so that we can come to that place of knowing what it feels like,
what was the reason or thing that got us in to that funky place (as I like to call it)
in the first place and that we never ever want to go back there again if possible.

Of course if you’re at that mastery level of being in total control of your mind,
feelings and emotions, then that’s really great. End of story! But… if you’re not
at that mastery level then this is for you.

There are so many reasons why you would get in to that funky place of feeling
and being discouraged that it’s almost impossible to mention all of them here.
Especially because of how different you are from everyone else.

Now that’s a good thing, that you’re different from everyone else.

You are a unique soul and don’t ever let anyone tell you otherwise.

One reason for feeling discouraged that I would like to mention is when things
aren’t going the way that you’d like them to go. Now that’s a big one because
we as women are so used to taking care of everyone and everything, we know
how we like things done and when we want it done (like now!) Ha ha, funny but

When things aren’t going the way we want and it’s taking way too long, we can
get discouraged very easily because we are so used to making things happen.
Obviously there may be a feeling of anger at first but, when it’s out our control
that anger can turn to discouragement.

It’s one thing to feel discouraged but it’s another thing to be/being discouraged.

If you’re at that point of being and you’ve been there for a while, it’s probably
not a good feeling that you want to hold on to. It is possible to get out of that
funky place.  If you let it hold on to you for a long period of time, it could prevent
you from so many things in life.

You don’t want to get to that point of depression and stress.

Take a deep breath and know that help is on the way! 🙂

The number one thing that you can do is to acknowledge who you are and
what your gifts are. You are a wonderful women here on earth to grow and learn,
to gain all kinds of experiences that will make you in to a better person if you let it.

Your gifts are so important for you as a woman. I can’t stress that enough here.
You were given gifts that are only for you. Those gifts are to bless you personally
and to bless those around you and whom you come in contact with through out your life.

Remember that feeling and being discouraged is only temporary. Remembering
what your gifts are can help you to have the courage to move forward no matter
what is going on in your life and to get out of that ‘discourage’ trap that is easy to fall into.

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Emotional Shopping . . . Women and Men Do It

Emotional Shopping

Men and Women do it. 

Emotional shopping, that sounds a little crazy doesn’t it?

Emotional shopping is a force to be reckoned with!  It has its grip and
boy it doesn’t want to let go especially when you’re feeling emotionally
overloaded, just plain mad and/or sometimes you just can’t figure out how
to deal with something that is happening in your world.

So . . . what do you do?  You go shopping! Continue reading

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What’s Going On In The World With All The Advertising?

What’s going on in the world right now with all the ads you see and hear
every where targeted to you to buy, buy, buy, making you want to shop,
shop, shop! 
It can become very overwhelming at times.  Do you have
the ability to control your shopping and buying impulses?

Do you really need to buy, buy, buy gadgets, gizmos and goodies
all the time?  
Probably not! Continue reading

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Women Want Freedom!

Have you ever noticed that from the time that girls are babies that they
want to be ableWomen Want Freedom.jpg to do things by themselves when ever they want to
and not when someone else wants them to.  I’m sure you’ve seen it
for yourself or heard about it from family and friends.  It’s a really funny
thing to watch, especially if you’re not the parent!  🙂

It continues on through the teenage years and the desire for freedom
becomes even stronger as young teenager girls get to experience life
a lot more:  the more freedom they have, the more they want… now
that’s a great thing!  Young women recognize the endless
possibilities that exist
out there in the world and not only what’s in
the world directly around them. (with a lot of help from social media)

The feel for and meaning of freedom is different for everyone, and that’s where
creativity starts.  Once a young woman experiences freedom in her life, there’s
no turning back and when she has her mind set on something… watch out!,
because the creative juices are flowing like a waterfall and she has the power
to do great things and be an influence for good even at this young age.  She’s
very aware of her strengths and weaknesses.

Freedom allows the creative juices to start flowing if you let it.

Now move forward into adulthood and it’s time to rock and roll.  There’s
something that happens when a teenage girl becomes a young adult and
is out of high school, freedom takes over and she feels unstoppable (and
maybe invincible too).  She is not limited by what boundaries her parents
have set for her as a teen, she’s independent now and there’s no turning

There’s an endless list of freedoms that all women can enjoy and do enjoy:

  • Freedom to dream
  • Freedom to love
  • Freedom to feel love
  • Freedom to be happy
  • Freedom to create
  • Freedom to be creative
  • Freedom to cry
  • Freedom to laugh
  • Freedom to sing
  • Freedom to dance
  • Freedom to hug someone
  • Freedom to make someone happy
  • Freedom to serve someone
  • Freedom to say something nice to someone

And the list goes on … it doesn’t matter where you live in this world, these freedoms
are free; given to everyone from God.

Having and using that freedom is very important, it’s not something to take for granted
for forget about.  As soon as a woman stops’ using her freedom to be and do great
things in her life is when she can slip into depression and feel very frustrated.
Not a happy place!

Women Want Freedom!  There’s just no if’s, and’s, or but’s about it.

What does freedom mean to you, what freedoms do you value and enjoy right now
in your life?

Make sure that you always remember what freedoms you value and that are
important to you, so that you always live your life with a lot of creativity and can
continue to be unstoppable.  Whether you believe that you’re unstoppable or
not, I’m here to tell you that you and all women ARE unstoppable.  That’s our
gift as women!

Be free and share your gift!


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Are You Your Own Worst Critic?

Sometimes we can be our own worst critic.  Why do we do that to ourselves
and what good will it do?

Criticizing is a direct reflection of who we compare our selves to and making
all kinds of judgments.

There’s the internal criticizing and then there’s the verbal criticizing, it happens
all the time.  Have you ever listened to yourself lately to the things that you are
saying in your mind and out loud?

Constant criticizing, no matte what kind it is can lead to feelings of not being
good enough, feelings of not being smart enough, not having enough, and
many more.  Life is not meant to be like that

You are unique.

Take a look at criticizing versus reflecting; the great thing is, is that you can
switch from criticizing to reflecting.  It’s a simple switch to make.

Here is something simple that you can do to make that switch:

As soon as you start to have that thought and urge to criticize either
yourself or someone else, quickly turn that thought into a question.

e.g. if you’re thinking the thought that “I’m so stupid, why did I do that.”
or “He or she is so stupid, I don’t know why he/she did that.”

What you would do then is to ask yourself:  “Is it really true that I’m stupid?”
and if it were about someone else, you would ask yourself:  “Is what he or she did
really stupid or is it just that I didn’t like or agree with what that person did?”

After asking those questions and reflecting on what you just said, you will
be able to answer yourself truthfully and I bet you that your answers will
be positive and not negative.

It feels so much better when you start to reflect on what you think and
say instead of criticize.

You can use this method with everything that you are dealing with.
Try it right now; it’s a beautiful thing.


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What Would You Do With Extra Money Each Month?

If you had an extra $1,000.00 a month, what would you do with it?

Women always have amazing ideas about the things that they would love to do with
an extra $1,000.00 a month.  I’m pretty sure that you have at least thought about what
you would do with any extra money that you receive.  I’ve heard it over and over in
conversations about what women would do with that money, there is no end to the

Now that’s something exciting to imagine!

It’s safe to say that most of that money would go towards paying off a bill or credit
card, buying something that you feel is needed for your child or children, helping an
extended family member pay for something or giving them some of that extra money
for whatever reason.

And that’s exactly how it should be!  Money is meant to be shared with others…but…
what about you?

Why haven’t you bought or paid for something special just for you?

It is perfectly Okay to buy something for yourself.  If you feel like you can’t because you
need permission, then I will give you permission.  It doesn’t make you a selfish person,
if anything it makes you feel like you have value and you’re worth it.

Too many times women give and give and give to everybody else and then put them-
selves last, and still not giving themselves anything.  Not a healthy way to live, that’s
for sure.

Now with that permission you have to buy something for yourself, go and then do great
things with that extra money that you receive; whether it’s a one time amount or a monthly
amount.  It’s all meant to be share, with YOU and others.

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Is Your Money Distracting You?

Your day can be very stressful with all kinds of distractions around you where ever
you go, things like: people talking, the television when it’s on, your computer,
your cell phone, and more.  It’s amazing that you can even get anything done
during the day!

Innovation is great because it give us so many great things to make our lives
better and a lot of fun.  But, what do you do when all of these great things
is distracting?

Another thing that is really distracting is money.  It can be for a lot of people.
Is your money distracting you?  Has it ever been distracting to you?

Here is a list of five questions to answer that will tell you if your money is
distracting or not:

1)  Do you think about how little your pay is at your job while you’re there and
you have a hard time completing you work?

2)  Everyday do you think about how in the world you’ll be able to pay for
you increased utility bill that month?

3)  Do you think about how you are going to pay all of your monthly bills and buy
food with the amount of income you bring home?

4)  Do you start to feel depressed when you think about how you want to buy
something nice for yourself but there is no money left after paying for all of
your bills each month?

5)  Do you look in your wallet and think about why you don’t have any cash or
very little cash and that thought stays with you all day and maybe for the
whole week or more?

If you’ve answered yes to at least two of these five questions, then I have to
tell you that your money is distracting you.  Money can be a lot more distracting
than anything else out there, because you need money to live there’s just no
way around it.

If you are being distracted and you don’t like it, I will tell you that the first thing
to do is acknowledge that it is happening and then make an internal decision
that you want to let go of this kind of unwanted distraction.

The next thing you can do is to have a plan for your money and get help from
someone that knows how to help you with making a plan to move forward and
away from money distractions.

Click on this link so that I can help you get started with a complimentary Savvy
Woman Money Breakthrough Session!


Janin Johnston
“Be Fashionable with your Finances”

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Do You Worry If There Is Enough Money?

Worry, it’s something that a lot of people do and seems to be a common thing,
is it necessary?  Well that’s a personal thing.

What is worry?  Basically it’s constant thoughts about something that plays
in your mind over and over and over again.  You might get to a point where 
you say to yourself or out loud:  Pleeeaaassseee … make it stop!

Why do you worry? It might be that you’re not sure how things are going to
work out and maybe there’s not enough
 information for you to see the whole
picture.  Asking for help and understanding is such a major key in 
yourself from constant worry.

Worrying about whether there is enough money or not can be a pretty
stressful thing.  Is it worth the worry?  I say – absolutely not!  Worrying,
more often then not leads to a lot of stress then over time you find yourself
getting sick and even when you get over your sickness the stress of worrying
if there’s enough money comes back.  What a vicious cycle!

There’s a cure for the ‘worry disease’ as I like to call it.

Here’s three steps to the cure:

Wanting to solve this worry disease is the first step to the cure:
You have to really want it bad enough in order for you to move
forward and take the necessary steps in solving this problem.
If you tell yourself that you don’t have enough time or make other
excuses, then there’s nothing else that you can do to make things

Asking great questions is the second step to the cure:
Questions like:  What can I do to solve this worry problem?
Who can I ask for help to solve this problem?
Writing down these questions and your answers can be very helpful
as you get started.
Look for someone to help you solve this problem that has had experience
in this type of situation and has had great results, that way they can
move you to solving these problems quickly and easily.

Taking action and following through with what needs to be done
is the third step to the cure:
Taking action can be scary sometimes, especially if you can’t see
the end result.  It’s too bad that the proof doesn’t come before the
end result.  I know it sounds crazy but wouldn’t it be nice if it were
possible!  That’s why it so important to work with somebody that has
already gone through and overcome this same kind of problem, that
person can testify that it’s possible and walk you through it.

Follow through can also be really hard if this process is very different
than anything that you’ve ever been through or done before.  Stick with
it no matter how hard it feels.  It’s always worth it in the end.  Just keep
that in mind.

Worrying is not good for you.  🙂


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What’s The Difference Between How Men and Women Think About Money?

The difference, It’s like night and day the way men and women think about their money,
it’s amazing how the different it really is.  Of course this is not the case for ever single
person out there in the world, but it is pretty common.

Listed below are 3 major differences that I see and hear all the time:

Difference #1 – Men aren’t afraid to ask for the amount of money they want and women
                            will just take what ever is given to them.

Difference #2 – Men don’t get over emotional about money and women will feel like
                            their not good enough.

Difference #3 – Men know that they need to make money to live and aren’t afraid to
                           go and do whatever they need to and women worry about finding 
                           just the right job first.

These 3 major differences can be a good or bad thing depending on a persons situation.
The only good thing I see is that we can learn something from these differences.

Men usually model their lives after their father or male figure that was in their life and
women usually do the same, finding themselves doing things just like their mother
or woman figure.  Sometimes men and women don’t even realize that they do these
kinds of things.

Difference #1 can be very scary for a lot of women, asking for money is not something
that is taught will growing up while men just seem to have that ability naturally.
You could ask yourself a question like:  How can I have the courage to ask for money?
Getting help from people that know how to help you is a must.

Difference #2, it’s real important to keep emotions out of the topic of money even though
it’s a hard thing to do because everyone is in a different place with their emotionally.
Ladies, when ever the subject of money comes up, remind yourself that getting over
emotional about money is not going to empower you or make your money situation
better.  Reminding yourself continually may be a great way to keep your emotions in
check.  Try it, you might like it!

Difference #3, quite often men will take the first job offer that comes their way if they
know they need money and they need it now and then they will consider looking at
other options.  Women have a great need to be happy where ever they are and at what
ever they are doing, that’s why it may take a little longer for women to find work because
they need to do a lot of research on each company or place that they are considering
before they apply and move forward.  

Ladies, if you’re not in a rush or need money immediately, I would keep doing what you’re
doing when looking for work.  Keep doing your research and find those places that you
know would make you happy.  But, if you do need money immediately, I would recommend
that you take action quickly and find something that will bring in income immediately and
then keep doing your research on finding work that will bring you happiness and job

It’s O.K. that men and women are different, that’s what makes life so interesting.
Oh yah, and keeps us on our toes!  Never a dull moment.

We can learn something from men. 🙂

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