Category Archives: Articles

Excitement For The Day!

Do you wake up every morning excited for the day?

I’ve been asking myself that same question for a while now.

Because of all the things I have to do on a daily basis, I haven’t been waking
up excited for the day.  What is going on?

There are so many people out there who are going through the same thing.

Think back to when you were a kid, you’ll be able to remember what were
those things that made you excited, because we all need to look forward to
something.

Aloha,

Janin

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Where Are The Places That Inspire You?

look-for-the-beauty-wherever-you-live

 

 

 

 

 

 

Take a moment and think about all of the places where you’ve felt that
spark of inspiration come into your mind or your heart. If it wasn’t a
spark and more like a thought or feeling that came to you, then just
sit with that for a moment.

Did you know that inspiration is very important to your life?

Recently I asked two of my friends, Laura and Colleen the question
“Where are the places that inspire you and why, why is it
important to pay attention
to those places?”

This is what my friend Laura said: “In my mother’s home and
watching her in action because my mother has a huge influence
on me.  It adds and enriches my overall happiness in life.
It also makes her happy when I achieve something.”
This is what my other friend Colleen said: “When I’m driving, because it’s
quiet and I can think. I get projects done and (speaking to all of us) if you
really want to do something,you will make time for it.” I just love their
answers!

Some other places to be inspired could be the mountains, the beach, taking
a walk, an art museum. For everyone it’s vastly different.  The places that spark
inspiration are endless. Inspiration is that one thing that helps you in all the areas
of your life to create, to know what to do next, to get projects done, to reorganize
your home, get more creative with food and so much more.

I am fortunate to live in such a beautiful place here in Hawaii where there is so
much awe inspiring beauty everywhere you look. The flood gates of inspiration
just keep pouring in continually and I try to make sure that I’m paying attention
so that I will be able to have happiness in my life.

So, ask yourself this question: Did you take action on a thought, feeling or
spark of
inspiration that you received recently?
If the answer is yes, then great! I’m sure you happy that you did.
If the answer is no, then ask yourself why didn’t I take action on it?
If you didn’t take action, that’s o.k. you can always start now to pay attention to
those thoughts, feelings or sparks that come your way.  It’s never too late.

Look for the beauty wherever you live.  It’s there just waiting for you to notice
it and 
be inspired.

Aloha, Janin

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Top 10 Reasons Why ‘Knowing Who You Are’ Is Important

             Top 10 Reasons Why 'Knowing Who You Are' Is Important

1.  You can look at yourself in the mirror and smile with excitement for the day.

2.  Know what you’re really capable of doing.

3.  Have the ability to say YES or NO when you want to.

4.  Make better decisions on a daily basis.

5.  Make better financial decisions.

6.  Feel good in your clothes no matter what size you are.

7.  Feel confident when you meet other people.

8.  Recognize (with honesty) everything that’s going on in your life.

9.  Recognize and receive opportunities when they come your way.

10. Experience and feel joy every day!

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Your Self-Worth Matters!

√7:14:16 How you feel aboutyourself on the insidewill always show onthe outside.

Have you ever felt like there are some things that you’re struggling with
and that you’ll never overcome them?  I know I have!

There seems to be a problem that’s common among many of the women that I talk with
in my community, women that I teach and women that I do business with… and, it’s low
self-worth.  Have you ever thought about that?

With all of the things that get in our way, low self-worth is the one (thing) that is not so
recognizable.  Now why is that?  I’d like to share with you what I know and what I’ve
learned.

Low self-worth affects everything you do.

It’s really running your life without you even realizing that it’s happening.

Low self-worth has symptoms like a low grade fever – it’s there, but not that noticeable
or recognizable, so you still go about your daily life trying to get things done.  You feel
like there’s a conflict that’s going on inside of you.

You start to wonder and even question yourself about what could be happening.  Could
there be a problem with me?  Do you dare to even wonder about something like that, is
it even possible?

You think to yourself ‘someone please tell me what’s going on!’… When is this (frustration)
going to stop? (that’s what I’ve said to myself).  Aren’t things supposed to get easier as
life and time goes on, and, as your skills and knowledge about yourself and life grow?

You are made up of many, many layers as a human being – some of the main ones are
the mental, emotional, spiritual and physical layers that are inseparably a part of you.

Therefore, there are triggers that make some of those layers start shaking, and, you
have no idea what’s going on!  It happens week after week, month after month and
you start to get really frustrated with yourself and your life.

Triggers come from many sources that you probably have never even thought of.
Take a look at some of the sources that are listed below that affect your self-worth.

Sources of Low Self-Worth:

  • Family
  • Your role in your family growing up
  • How you were treated and that same treatment was transferred down
    from generations
  • If you were abused
  • What people have told you
  • Cultural experiences
  • Modeled by other people in your family
  • Stories you tell yourself
  • Your role in social groups

Things People Have Said To You:

  • Don’t be big head
  • Who do you think you are
  • Don’t show off
  • Why can’t you be like your brother/sister
  • You’re stupid
  • Don’t be an idiot
  • You’re not smart enough
  • Keep your mouth shut and stop asking so many questions

Signs & Symptoms of Low Self-Worth:

  • Need validation
  • Put on a facade
  • Admire other peoples gifts and not your own
  • Refuse to set goals because you know you won’t reach it
  • Always trying to please people
  • Tired all the time
  • No motivation
  • Self-conscious
  • You don’t start things or don’t take action
  • Can’t look in the mirror without thinking bad things about yourself
  • Focused on yourself

Thoughts, Feelings & Emotions (DISGUISED):

  • “I’m not smart enough”
  • “I’m not pretty enough”
  • “What will people think of me”
  • Shame
  • Fear
  • Doubt
  • Worry about being rejected
  • Afraid that people will find out about your feelings of low self-worth

Things You Say To Yourself Out Loud:

  • I’m not good enough
  • I’m not smart enough
  • I’m so bad
  • I can’t afford that
  • No sense I set a goal when I know I won’t reach it!

Noticeable Behaviors:

  • Over extend yourself because, you can’t say NO!
  • Bullying, exerting power over someone
  • Abusive
  • Undisciplined
  • Lazy
  • Sleep a lot
  • Sarcastic
  • Give up half way through things
  • Don’t do what you say you’re going to do
  • Procrastinate
  • Always saying “I can’t afford it”
  • Critical to yourself and others
  • Overachiever
  • Underachiever

Intangible Effects Of Low Self-Worth:

  • Not following your dreams
  • Low self-esteem
  • What you choose to believe about yourself
  • Comparison

Visual Effects:

  • Wear clothes that are too tight
  • Wear clothes that are too large
  • Wear clothes that are worn out
  • Wear clothes that are not age appropriate

*Your clothes are an expression of how you feel about yourself on the inside.

                     √7:13:16Your Worth And Money Are NOT Synonymous

Financial Effects:

  • Spend more money than you have
  • Rack up credit card debt
  • Don’t buy nice things for yourself
  • Don’t keep track of your money and spending
  • Not able to differentiate between needs and wants

*Your relationship with money is not only a mindset, but it’s also a whole way of being.

Your self-worth drives everything you do!

How you feel about your worth as a human being is so powerful that If you allow it,
low self-worth will always win out in the end.

It’s so important to know of your worth and that you’re worth is great!

This is what I recommend:
1.  Acknowledge your gifts, talents and skills that you have, that you’ve gained or acquired.
Know who you truly are!

2.  Know that what you do matters in the lives of the people you touch.

3.  Have a desire to want to know of your worth, even if you can’t see your worth,
you can come to feel of your worth.

Combat low self-worth with truth!

You can always have peace when you speak the truth to yourself.  Maybe you weren’t
told how special you are and that you’re a gift from God, but that doesn’t mean that
it’s not true.  I can tell you without a shadow of a doubt that it is true!

Be charitable to yourself, you’re always charitable to other people, so, don’t forget
about you and that you matter.  Make this journey you’re on worth every moment as
you feel of your self-worth.

                 The Worth OfYour Soul Is GreatIn The Sight Of God

 

When you focus on your gifts that you’ve been given from God, then you will start to
feel your worth as you use those gifts to serve others and well as yourself.  It might
feel like a slow and gradual process of getting to know and feel of your self-worth,
but, what a great feeling it will be.

You and I – together, let’s toss out this low self-worth and low grade fever, so that we
don’t give it any room to move around or grow!

The time to feel and know of your worth is now!

Let me help you create an amazing relationship with yourself.
Connect with me at janin@fashionablefinance.com

Aloha,

Janin

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Are You A Shopaholic?

Are You A Shopaholic-I had an interesting conversation with a young bank teller yesterday, and I
would guess that she’s in her early 20’s – she was very open to sharing her
thoughts with me.

As she was working on my financial transaction, I was curious to know if
she managed her money(better) and made better financial decisions because
she worked at the bank.

I’m not afraid to ask people questions if I really want to know something…
so, I asked her if she learned to manage her money better because she
worked there and, if the bank sent her to some kind of training to her help
with her own finances.

She smiled at me and chuckled a little and then said “NO, I’m a Shopaholic
and the bank doesn’t teach their employees any of those things.”

She loves to buy clothes and I completely understand!

Who doesn’t want the latest and cutest style of clothes coming out every
month?  After all, we women need to look stylish, right?  😉

I find that it’s a really common thing among so many women of all ages
in society that don’t manage their money and don’t manage it very well.

Then I asked her how she keeps track of her money and she said that
she just uses the bank app that she downloaded onto her phone.

That is also what other women have told me for the last couple of years
about how they keep track of their money and finances.

Ladies, I don’t recommend that you try to keep track of your money
and finances on an app that you’ve downloaded onto your phone.
(This is my opinion from years of experience helping women)
The amount of hacking that is going on in the world today is just
unbelievable.  I’m not trying to scare anyone, I’m just sharing what
I have seen happen to people.  We all need to be aware of what’s
going on.

I love to ask really powerful questions all the time and I want to ask
you this:

What would happen if you lost your phone or it got stolen?

I know many people who have had those things happen to them.
Life at that moment becames a nightmare in so many ways and I’m
sure you’ve heard of some of those nightmares from someone you
know or know of.

It’s always better to write things down on paper and have a backup.
Many people I know keep track of their money and finances use an
excel spreadsheet, I’m one of them.  I also write everything down on
paper as well, because I like to see things written out – it makes more
sense to me.

Now, I know that an excel spreadsheet scares a lot of people, and if
that’s you, then just use a word or text document instead.  In the excel
spreadsheet that I created, I log in all of my receipts from shopping
(every single purchase) and I do this about every couple of days.  By
the end of the month I have a total of all my spending, which includes
necessities like food, gas, personal care products, etc.

You’ll be amazed what happens when you do this every month.

You’ll start to see where you’ve spent money frivolously and how  much
you’ve spent.  It’s an eye opener for sure!

Of course you don’t have to get all fancy like that with an excel spread-
sheet, just a piece of paper will work well too.

Let’s make our money work for us and not let it slip out of our hands so
easily…by letting the Shopaholic out and free to roam.

This bank teller was so sweet and before leaving, I thanked her for being
so honest with me and that I appreciated her sharing.

I know that talking about those things make people feel uncomfortable,
so let’s start talking about it so that it becomes comfortable.

Aloha, Janin

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What You Do, Depends On How You Feel, About What You Know

What You Do, Depends On...

Have you ever wondered why you do the things you do or why you
don’t do certain things?  I certainly have.  It’s been something that
I’ve been thinking about for a long, long time.

A few years ago I heard someone say that ‘What You Do, Depends
On How You Feel, About What You Know’, for some reason I don’t
remember who it was or why it was said, but I thought that was
so true!  I’m just like that!  What a great revelation it was!

Can you tell that I’m so excited about hearing that?

It really explains a lot about why I’ve done certain things in my life
and why I haven’t done accomplished the things that I thought I would.

What we do, on a regular basis usually happens because we’ve
created habits based on how we FEEL about certain things.  Sometimes
we just can’t help but run our lives with our emotions at the controls.

Knowing something is one thing, but, if we let our emotions take over
without thinking about what we know first … well, that could lead to doing
crazy things that might cause frustration 
later on.   

We all have experienced that kind of thing in our lives.(It’s O.K., you’re
in good company!)

Take charge of your emotions!  Don’t let them loose at any old time.
Think about how it’s going to affect you before it happens.

Aloha, Janin

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Negative Self-Talk

Negative Self-Talk - 2

When was the last time you ever listened to the things that you
said on a daily basis?  I think you would be surprised to hear all
the things that you’ve said to yourself throughout the day, and,
I can bet that a lot of it is negative(self-talk).

Have you ever heard the term or expression – you reap what you
sow?  Whatever you say usually tends to grow bigger and bigger
as time goes on.

Think of your mind as a place where you plant all your thoughts,
feelings and ideas about how you feel about yourself.

Your mind is like fertile soil, ready to grow whatever you put in it
(plant).  And, your daily negative thoughts are like water to the
seeds you’ve planted in the fertile soil which allows it to keep
growing.

THEN-

It becomes this crazy habit that keeps growing and growing –
which becomes so harmful to yourself.

We are not born with negative thoughts and when we learn to
talk, our first words as a baby is not something negative – it’s
usually dah-dah.  (It’ sad that it’s not “mama!”)

We imitate what we hear from those people around us. If you’ve
had adults around you who said a lot of negative things and had
negative self-talk when you were growing up, then the chances
that you will do the same is great.

Have you ever said any of these things to yourself?

  • I’m so fat.

  • I’m too short.

  • My hips are too big.

  • I’m ugly.

  • I’m already married, so it doesn’t matter what I
    look like.

  • No one is going to want to go out with me because
    I’m not attractive.

  • I’m too tall.

  • I don’t like the way I look.

There’s so much more that I can add to that list, but I won’t.

You know what you say to yourself, and, I bet that you have heard
other women say those things to themselves too.

How are you supposed to feel good about yourself?

How are you going to feel good in the clothes that
you wear if you are constantly saying those crazy things to
yourself?  How are you supposed to feel like you can have a
good relationship with anyone else if you don’t have a good
relationship with yourself?

Trying to ignore all those negative self-talks that you have with
yourself is not going to help you in any way, it will only hurt you
more.  It might have even become major dialog sessions that
you have with yourself on a daily basis.

Are you at the point of just not caring any more about taking care
of yourself?

I’m a big proponent for taking care of and appreciating your body
and I know it’s not always easy, but it’s definitely worth it.
(No matter what your dialog has been!)

How you take care
of and feel about your body is far more important than what you
wear. (I say that even when I feel that what you wear is extremely
important, it is second on my list of importance).

Negative self-talk is like poison to your body.

There is a book that I love that expresses this point, so much
better, the book is called ‘As A Man Thinketh’ by James Allen
and he says that “Disease and health, like circumstances, are
rooted in thought.  Sickly thoughts will express themselves
through a sickly body.” (page 35)

Now, is the time to replace those negative self-talks that you
have with questions, really powerful questions.  It may feel
strange at first, but if you have a desire to want something
better for yourself, then I urge you to make that effort.

You are worth it!

Write out on paper all the negative things that you recognize
that you’ve been saying to yourself.  You may have buried it
deep down in the abyss of your heart and mind, but just keep
writing, it will surface the more you keep writing.

If I could, I would do this exercise for you, but, as you know
the only way to make it work is for you to write it all out and
work through it yourself.

Question those negative words you’ve been saying.

For example:  If you have been saying to yourself ‘I’m ugly’,
then ask yourself if that’s really true and where did I(you) get
those thoughts from.  When did I(you) start saying that to myself?

Are you comparing yourself to movie stars, music stars, women
on the cover of magazines?  Did someone who didn’t like you
ever tell you that you were ugly?  Especially little kids, they say
the meanest things.  Did a kid say something mean to you when
you were a kid?

I have always believed in asking really great questions, all the
time.  It’s amazing what you’ll discover about yourself and life
when you make it a habit.

You might even have to ask yourself the same question in many
different ways – so keep asking.

What you’ll come to see is that negative self-talk is draining,
how much time was wasted doing it and that it only brought
you down.

I bet that you’re really not ugly, and who defines beauty anyway!
You need to define what beauty is and means to you, don’t
allow someone else to define it for you.

AND!

Never ever compare yourself to anyone else, especially the
movie and music stars and the airbrushed models on the
cover of all the magazines out there in the world, because,
you are unique because God made you that way(and that’s a
great thing).

If someone who didn’t like you told you that you were ugly,
then it’s really a sad thing for them.  They are the ones with
the problem, not you.  You probably were there to take the
brunt of their unhappiness, so keep that in mind if that does
ever happen to you.

Negative self-talk seems to come out somehow(without you
even realizing it) in conversations you have with other people.
So be aware of that.  It usually makes other people uncomfortable.

Remember, you are worth it, so go for it!  Don’t hold back!

You are worth more than those crazy negative self-talks that
have been taking over your mind on a daily basis.

Contact me today so that I can help you get started on working
through this crazy thing called ‘negative self-talk’.

Aloha, Janin

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Feeling Bad About Your Body At The End Of The Holiday Celebrations?

Feeling Bad About Your Body At The End Of The HolidayCelebrations-

Are you coming off of the holidays and end of the year celebrations feeling yucky?
(yucky is a real word, I looked it up in the Webster’s Dictionary)

Yucky seems to be the only word that really describes what it feels like after
the Holidays.

Just when you thought you had enjoyed the holidays- something crept in to
make you feel yucky because maybe, you ate too much and you didn’t take
care of yourself during the holidays.  Or, maybe you spent way more money
than you had, and you don’t want anyone to know about any of these things.

It happens to the best of us – you’re not alone.

It’s common that many women feel bad about their body after the holidays
especially when they felt like they ate way too much.  There’s so much
temptation with all the amazing food that’s around.  That can make anyone
crazy.

I want to ask you some questions and take a minute to think about it:

  • Do you have bad or negative feelings about your body?

  • Do you find yourself not wanting to look in the mirror
    because you don’t want to see how much weight you
    have gained?

  • Do you find yourself wearing baggy clothes because
    you don’t want people to see how much weight you
    have gained?

  • Are you stressing out because you spent way too much
    money and now you don’t know how you are going to
    pay your bills this month?

The end of the holidays and the start of the new year is not supposed to feel like this.
Right?

How do you feel about it?  Whatever your thoughts are about that, it’s O.K. that’s just
part of life.

If you let it, feeling yucky about those things can consume your life.

Feeling bad about your body didn’t just start during this past holiday season.  Feeling
bad about your body always starts at an early age and I’ve talked a little bit about it
before.

Wearing baggy or oversized clothes is not the solution.

Why would you want to torture yourself and feel bad about your body and how you
look?   

Here is what I want you to put into place because you’re worth it:  Start treating your
body like it’s a gift.  I know it sounds crazy, but just trust me and try it out.

God gave you and I an amazing body and we have to appreciate it and think of it as
a gift.

Just think about all of the wonderful things your body can do – walk, run, give a hug
and so much more.

Turn that torture and bad feelings about your body and how you look upside down
and see what’s on the other side.  It’s the same thing with your finances if you spent
more than you had.

Sometimes we all do things that are not the best for us.  That’s part of being human
and living life.  You have to experience things that are both good and bad, so that
you can learn and grow.  Welcome to life!

Now is the best part… decide what you want.  Do you want to continue to feel
bad about your body and your finances or do you want to work on letting it go?

A word of caution! . . . what ever you do, don’t compare yourself to anyone else
on this planet.  Comparison will knock you down and keep you down.  Remember
that you are unique, there is no one else like you on this earth.

You are special.

Making a decision on what you want is so powerful.  No one can ever take that
away from you.  Yes, it will take work for you to let go and overcome those bad
feelings, but it’s so worth it.

Anything of worth is going to take some work to make it better, and now is a
great time to get started and make that decision to overcome any bad feelings.
Especially since it’s the beginning of a new year and there seems to be a feeling
of hope at this time.

Remember, it’s not worth it to start off a new year feeling bad about your body
and your finances.

I am here to help you with your body image and getting your finances straight.
It is possible to feel good and get things in order.

Please contact me so that I can help you get started today.

Aloha, Janin

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10 Reasons Why You Should Care About What You Wear

10 Reasons Why You Should Care About What

It’s only obvious that everyone has to wear clothes everyday of their life.
What’s interesting about that is the fact that clothes cost money, it takes time
out of the day to care for and manage, and yet it is one of those things that we
don’t give much thought to.

It seems like it becomes somewhat robotic in our everyday life – thus becoming
one more thing that we have to do, which leads to not caring about what we wear.

I want to share with you the 10 Reasons Why You Should Care About What
You Wear:

1.  It shows how you feel about yourself.

2.  When you care about what you wear, it shows in the way that you behave.

3.  It shows in how you interact with other people.

4.  You have the freedom of choice to buy the kinds of clothe that you like to
wear.

5.  You have the freedom of expression to wear the style of clothes that expresses
how you feel on the inside.

6.  Wearing wrinkled clothes will create a nagging thought in your mind about
whether or not someone is going to notice and say something to you about
your wrinkled clothes.

7.  Your hard earned dollars are being used to buy your clothes.

8.  It takes up your time and energy to wash and take care of your clothes.

9.  The clothes you wear can either make you look good or make you look
like you could care less.

10.  When you look good, you feel good!

I think #10 is the best reason of all to care about what you wear, It really
should be the #1 reason.   Who doesn’t want to look good and feel good?

I can’t even emphasize enough how important it is to care about what you
wear on a daily basis.  I have seen all of these 10 things happen to women
for many, many years while sewing for and dressing women of all ages,
nationalities, body types, and with different income levels.

Even with all of the differences that women have in those areas, they still
have the same feelings and desires as the rest of the women around them.

I know that all of these things are true and they do make a big difference
in your everyday life, so I want to encourage you to start to care about what
you wear starting today.

Aloha, Janin
“When you look good, you feel good”

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Summer Time Is Not The Best Time To Buy Clothes That…

When is a good time and a not so good time to buy clothes?

Summer time may not be the best time to buy clothes that you’ll
need to wear throughout the year.

Summer time is the time of year when you relax, take a vacation,
spend time with family and friends, and do a lot of shopping!

You are doing those things…right?

Well, it may not be something that a lot of people do, but
it’s sure tempting.  It’s seems like so many stores are having
a sale of some kind – all the time.

Ladies, isn’t it hard to stay away from the stores that are having
a sale on clothes!  Especially if you’ve subscribed or signed
up with a store or website to be on their mailing list so that when
they have a sale, they will notify you either by mail or email right
away.

It’s really hard to resist the sale, especially when you see a shirt,
dress, outfit, purse, jewelry, shoes (and the list goes on) that you
like.

But, I ask you… is it really the best time to buy those items?

Just because it’s on sale doesn’t mean that you should buy it.
The stores have everyone conditioned to buy when they say
BUY!  People like a bargain and be able to get more for their
money and that’s what the stores are counting on – for you to
buy more.

Summer is not the best time to buy clothes if you are going to
need clothes to wear throughout the year, because so many
of the clothes that are on sale are usually summer wear.  So
that means that if you buy a lot of summer wear and you’re
not able to wear it throughout the year then your money is not
working for you.

What I mean by that is that most people don’t have an endless
bank account to spend on buying clothes (wouldn’t that be nice
if we did!), so it’s better to spend your money on pieces of
clothing that you can use throughout the year.

Now, I’m lucky that I live here in Hawaii and I can wear summer
clothes all year long because I live on a tropical island and it’s
hot most of the time.  But, most of the people in this world don’t
live on a tropical island or in a place where the weather is hot
most of the year so, if you live in a place like that, then I would
say go for it – buy those cute summer clothes.

When you do have the need  😉  to go clothes shopping, make
sure that you look in your closet and make a note/list of what
kinds of clothes that you do have and how many of each piece.

For example – how many blouses, skirts, pants, dresses, shorts,
jackets and the other miscellaneous items do you already have,
as well as what color each piece is.

This might take a little time, but it’s so worth it.  To make the most
out of your money and shopping experience, it’s a good idea to
take that list with you so that you don’t buy something that you
already have.  Unless of course you use that item a lot and it’s
getting worn out and you would need another one now or soon.

I know that making a list sounds like one more thing that you need
to do, but I will say that you’ll be glad you did.  A lot of people buy
clothes on impulse when they go to the store and malls which leads
to…many items being left hanging in the closet with the tags still
attached – never to see the light of day again!

What makes it harder is that so many stores like Macy’s seem to
have a sale of some kind every weekend.  And, as it gets closer to
the end of summer usually around mid August you’ll start to see
even more sales popping up around town.  The stores need to get
rid of all of the summer items to get ready for the back to school sale.

So, if you want to get the most out of your money, then I would
suggest that you wait for the end of summer and back to school
sales.  During those kinds of sales you’ll find that the prices have
been marked down for a 2nd, 3rd or even 4th time.  You might even
get lucky and find some nice work clothes or pieces that you can
use all year long to mix and match with some pieces of clothing
that you already have hanging in your closet.

The hard part is waiting for those sales!  Especially when you are
in the mood to buy something new for yourself.

Think about it, I hope you find this helpful.

Aloha!  Janin

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